Medical Plans
Note: Blue Cross Blue Shield medical plans available for employees residing in the U.S. only.
At NSU you can choose between two different ICUBA PPO medical plans administered by Blue Cross Blue Shield (BCBS): the Preferred PPO Plan and the High Deductible PPO Plan.
The following benefits are included when you enroll in any of the plans described above. (No additional enrollment is needed)
- Behavioral Health Benefits (Administered by Aetna)
- Embold Health
- Hinge Health
- My Health Novel
- Prescription Pharmacy Benefits
- Surgery Plus
- Strive powered by Virgin Pulse
- Teladoc
- Virta Health
In addition, you will be automatically enrolled in a Health Reimbursement Account (HRA) which is an employer-funded health spending account that can be used to offset out-of-pocket costs for eligible medical, dental, vision, pharmacy, and over-the-counter expenses for ALL covered members.
HRA funds will be accessible through an Ameriflex debit card that will be mailed along with your BCBS medical card.
HRA contributions are monthly and begin at the end of your second month of participation in an ICUBA medical insurance plan and continue as long as you remain enrolled.
See table below for monthly premiums and HRA contribution amounts for 2024-2025 (Effective April 1st 2024)
2024 -2025 High Deductible PPO Plan(Effective April 1st, 2024) |
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| Monthly Employee Premium | Monthly Employer Premium | HRA Contribution | |
| Employee | $110 | $700 | $60 |
| Employee + Spouse | $670 | $1,055 | $120 |
| Employee + Child(ren) | $240 | $931 | $120 |
| Employee + Family | $680 | $1,280 | $120 |
| Dual Enrolled Family | $344 | $1,616 | $180 |
2024 -2025 Preferred PPO Plan(Effective April 1st, 2024) |
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| Monthly Employee Premium | Monthly Employer Premium | HRA Contribution | |
| Employee | $126 | $690 | $60 |
| Employee + Spouse | $750 | $990 | $120 |
| Employee + Child(ren) | $510 | $961 | $120 |
| Employee + Family | $951 | $1,340 | $120 |
| Dual Enrolled Family | $620 | $1,671 | $180 |
2024-2025 High Deductible PPO Plan Summary
Medical Insurance from BlueCross BlueShield will be updated at the close of the business day following your new hire enrollment or the approval of the life event by the Office of Human Resources.
Example: A life event approved on Friday will be updated with BlueCross BlueShield before the end of the following Monday and your benefit election will be active in their system on Tuesday morning (actual effective dates of coverage are based on the life event documentation submitted).
For more information or questions, please contact loa@nova.edu